It's the annual conundrum: Invest in the RRSP or pay down the mortgage? Here are some of the options to consider during this RRSP season. In addition there are a few more tips to keep in mind as the February 29 leap-year deadline approaches for making final 2011 contributions to your Registered Retirement Savings Plan.

It is RRSP season and this year it is particularly important that you pay attention to the deadline for making your 2011 contribution. And while you are thinking about your retirement plan, consider if a self-directed RRSP would better suit your investment tastes and goals. Here is a look at the advantages of those plans as well as the reason why you need to pay more attention to the deadline this year.

If your business gives holiday gifts to employees and customers, keep in mind that some gifts are taxable benefits and the CRA limits the amount you can spend on them in one year before triggering taxes. Here is how the tax agency looks at gifts and awards, as well as some guidelines on appropriate choices when spreading the holiday cheer to customers and clients.

We are on the heels of a new year, and that means it's time to make sure you take advantage of tax-saving opportunities still available until December 31. Here are eight money-saving ideas, as well as the due dates for some tax-minimizing payments.

"Smart" phones store massive quantities of data and can access corporate servers with ease. In fact, many of today's phones are able to store more information than earlier generation laptops. This increased capability brings increased risks. Information from the phones, or the actual devices, can be stolen and put your company at risk. Here are some steps to take to help minimize the potential damage posed by cellphones.